2015

Will you Do It Yourself?

You may have seen on recent adverts and on the radio this weekend, that the Daily Mail were offering a free Do It Yourself Will kit, for everyone that purchased their newspaper. You may also have seen that Asda have started selling DIY Lasting Powers of Attorney kits. I could sit here for days talking about all of the reasons why it is an absolutely disastrous decision to create...

Business Property Relief & Inheritance Tax for Beginners!

An Estate will be subject to Inheritance Tax if on death, it exceeds the Inheritance Tax threshold known as the Nil Rate Band. This is effectively a tax-free allowance and it is currently set at £325,000. Inheritance tax is charged at 40% on everything above this value. This is the same for Businesses! Thankfully, there are legitimate ways to reduce the amount of Inheritance Tax you are liable to...

Protecting Your Home From Care Fee Attack!

Here at Redwood, we offer advice upon and the implementation of the Home Protection Plan, the purpose of which is to protect your main residence from Care Fees in the future, should you ever be in the position that you require Care. We use a company who specialises in Home Protection Plans to prepare the Trust Documentation for our Clients and we recently attended a Seminar provided by them....

My 1st Anniversary!

I arrived into work on Wednesday morning to find these beautiful flowers on my desk! These were for my 1 year Anniversary working with Redwood Financial.  Wow what a year it has been and I must say that the time has passed very quickly.  It has been a real pleasure working with such a wonderful team and meeting all of our lovely Clients.  It has been an incredible year...

Introducing the Redwood Runners!

It’s getting near to our Annual Race for Life event! We are very proud to once again be involved in such a great event for an extremely worthwhile cause. I am sure that everyone will agree with me that Cancer has affected us all in one way or another at some point in our lives. This year we are doing a slightly different event than the usual run (well...

Inflation Deflates!

  Figures from the Office of National Statistics has shown that Inflation has dipped to an all time low in the last half a century. The Consumer Price Index has measured the Inflation rate from April 2015, as -0.1%. However, it is predicted that inflation will begin to rise by the end of 2015 and the Bank of England are trying to bring Inflation up to the 2% target...

My First Week

This is my first full week at Redwood and I can honestly say I couldn’t have chosen a better place to work. Having come from a firm of Solicitors and a close knit department, I was really nervous about starting somewhere new and fitting in. However, everyone here has been so warm and welcoming; it feels like I have worked here for years! Last week we went out for...

My Dad

  My dad….. always my rock, my protector, the strong man I looked up to and knew would always look after me, that was before the death of my wonderful mum 6 years ago and his subsequent diagnosis of Dementia. 3 weeks ago my dad had a stroke which has made his Dementia much worse. The tables have now turned and my dad is a fragment of the man...

Knowledge is Power!

Today is a Saturday and instead of being at home on the sofa catching up on the latest episode of Bones or Walking Dead, I am sat at my desk writing my latest blog, following on from holding our Annual Client Review Seminar. I am absolutely buzzing after spending the whole day presenting to our valued clients, important information about changes to Pension legislation, a 2015 Budget Review, Care...

Just one of the Many Reasons to take your Estate Planning Needs Seriously!

I am sure that I write on behalf of a lot of the population when I say that Estate Planning and discussing what happens if our loved ones were to pass away is a bit of a ‘Taboo’ subject! I will be the first to admit that it is not a subject I feel comfortable with discussing, especially growing up, as my Father will not even watch a funeral...