2016 Annual Investment Seminar – EU Referendum

In June 23, 2016
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Investment Seminar Jazz

Our Annual Investment & Pension Seminar is such an important date in our calendar. It is an important day, which allows us to update everyone on any important changes to Investment & Pension legislation, allowances or taxation. Discuss what is happening to Investment Markets around the world, explain what the fund managers are doing to ensure they achieve growth on our client’s money and update everyone’s attitude to risk, to confirm whether or not any changes should be made to their Investment Strategy.Investment Seminar Chris

Following on from previous year’s feedback, this year we were delighted to welcome our special guest speaker Chris Leyland who is the Deputy Chief Investment Officer for True Potential Investments. Chris was able to talk to all our Clients about the important issues on everyone’s minds, in particular, the EU Referendum and discuss in detail the potential advantages and disadvantages of Brexit and the impact that would likely have not just in the Investment Markets but also our economy in the weeks, months and years to come.

The key messages on the day were that it is anticipated that the vote today will be to remain inside the European Union and as such we will expect a rally in Sterling, UK equities and European equities as early as tomorrow, once the markets have the result.

There is however an element of downside protection in all of our client’s portfolios, if the vote was to leave the European Union. A vote to leave would certainly cause havoc in the equity markets not just at home but around the world, however we would anticipate seeing UK Government and Corporate Bonds, as well as Fixed Interest have a positive rally as people flock to these areas of Investment.

Chris and myself were able to explain that being invested in a well diversified portfolio, means that our Clients benefit from exposure to all of these asset classes and as such are in a position to take advantage of the rally in the markets should the vote be to remain, but also help shield from the downsides in the unlikely event that the vote is to leave. The other key message was that for those who were in a position to do so, now was actually the perfect time to buy into the market at a discount and therefore have the opportunity to make some additional growth as the markets undoubtedly rally and bounce back after the referendum. As a result we have had a record level of Investment top ups and Impulse Save transactions take place in just the last week from clients wanting to take advantage of the low market value.

No matter how important the EU Referendum is to us personally, it is only a short-term threat to Investment and Pension performance and we ended the session by looking forward to see what growth opportunities fund managers are looking to take advantage of, for the rest of 2016, heading into 2017. There are lots of things to be positive about, in particular the opportunities for growth in Emerging Markets as well as in the USA. Although there may be some volatility as we get closer towards the US Presidential Elections, the current outlook for the US remains positive. That strength was signalled by the interest rate increase at the end of 2015 and it is anticipated that America will continue to go from strength to strength. Things are also cautiously optimistic when looking at the UK position as well. We are still forecast to achieve modest growth in the UK economy and in particular unemployment is at record lows.

I had a greatInvestment Seminar Cake day delivering the Annual Investment Seminar alongside our guest speaker. The day was filled with lots of passionate, interesting and thought-provoking questions with some of our valued clients, plus we even had time for cake! One thing though is absolutely certain, no matter what the outcome of the vote today is; life will go on and continue. It is our job and the job of our expert fund managers to make sure that over the long term your Investments and Pensions are strategically managed to match your individual attitude to risk and achieve growth on your funds for your future financial security. We will be watching the events unfold today with excitement and anticipation and will be issuing out further communication tomorrow once we know the result.

 

 

 

 

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Jasmine has been a qualified Financial Planner since 2008. She has also been a member of the Society of Will Writers since 2012. She is passionate about helping Clients build their wealth and achieve the financial lifestyle they desire. Her areas of expertise are that of Savings, Investments, Pensions and Retirement Planning.

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Redwood Financial Family Wealth & Estate Planners Ltd is Directly Authorised and regulated by the Financial Conduct Authority. FRN number 774469.

Disclaimers

The Financial Conduct Authority do not regulate, Will Writing, Buy to Let Mortgages, Auto-Enrolment, Tax Advice and Estate Planning. Your capital is at risk. Investments can fluctuate in value and investors may not get the amount back they invest. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. https://register.fca.org.uk/

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Redwood Financial Family Wealth and Estate Planners Ltd Company Number: 08926661
Registered Office Address: Wellesley House, 204 London Road, Waterlooville, Hampshire,